Going easy on news consumption
Until now I used to watch Twitter accounts of local, national & international news channels, and then throughout the day I would visit other aggregator sites which link me to variety of news articles.
But I notice the most important & actually useful news always have a way to surface and reach me. I don’t have to be constantly tracking various sources for in depth, wide range of news.
So I have decided to reduce the amount of news I consume.
My morning newspaper in local language and our national news channel in the night is enough.
What does focus mean?
It means to ignore or cut down many things, in order to concentrate on a few things.
Sometimes those many things might feel important, but they are not. You already know what is most important to you. You just have to be truthful to yourself.
Rest is just noise.
We all know that the Tiger is the king of the jungle. But he was getting increasingly busy with all the work there is to do by being the king.
So he decided to hire some staff, a rabbit to be his personal secretary, a deer as financial advisor, an elephant to be his minister & so on.
But the first day his staff members came in the tiger ate them all. Do you know why?
Because the first day at the office was called Meat The Staff.
(Yeah I know, I would make a terrible children’s book writer.)
Indian Budget 2017
Best budget I have ever heard in my life time, and I have heard a lot of budgets.
Thanks Prime Minister Mr. Narendra Modi & Finance Minister Mr. Arun Jaitley!
Hyderabad Airport Lodge
If you wanted to sleep at the Hyderabad airport, there are a couple of options.
There is a Transit Hotel right near the exit of the airport. It should set you back by few thousand rupees.
There is another hotel by Novotel nearby which seems like a 5-star hotel, so prices should be accordingly.
But if you wanted a frugal option, there is a lodge right within the compounds of the airport, less than 1KM from the exit.
Visit the official website of the airport, click on the others tab – you’ll see the prices:
But that page does not have any more info. We found the rest on our own after arriving at the airport which I’ll share here.
This lodge is on the first floor of a building whose ground floor functions as a stop for people to wait for buses to the city, there is a food outlet with limited menu [thali & chicken biryani etc], 2/3 conveyance stores, a gents barber shop, a HDFC ATM etc.
How to reach there:
There is a (truly) 24 hour free shuttle bus service between the airport & this bus stop/lodge. Walk out of the airport, look up to locate a tall pole with India flag on it, walk near it & wait for the free shuttle bus. It drops you directly at the lodge building, no other stops. Go inside the building, go up the staircase on the left & find yourself at the lodge lobby. You’ll need to provide ID & next flight’s details to book accommodation.
We have stayed in both deluxe room & dormitory, both are clean and well maintained, we have arrived/left in both regular times as well as late night/early morning, staff is available 24/7 and they are friendly.
It feels more hassle than it really is, we took a chance & were very happy to get much needed rest during long connecting flights. We’ll definitely stay there again if needed.
You can also call them on +914024008371.
We went to Singapore for 2 weeks to celebrate New Year. What a magnificent country and such awesome people!
This was also our first time staying in an AirBnb accommodation which went very well due the great host.
I would love to go back any day in a heartbeat.
Personalize HDFC User ID
I recently noticed HDFC bank has added an option to set a customizable User ID to login to NetBanking! Prior to this you always logged in using your 8 digit Customer ID number which was cumbersome to remember. This is better. ICICI bank already does this.
This option to change from Customer ID to User ID is available on top navigation of the screen after you login to your NetBanking account.
HDFC Fuel Surcharge Reversal
One thing I have recently noticed regarding refunding of fuel surcharges, the extra amount that is taken from you when you pay for petrol/diesel at fuel pumps using your debit/credit card is this:
If you pay for it via HDFC credit card, then it takes away some amount, say x rupees. But after few days when the bank refunds you the amount it won’t be whole of that x rupees. The bank keeps a small amount from that for itself.
But when you pay using a HDFC debit card, the amount that you are charged is completely refunded back to you, to the very last paisa!
Now I don’t know the reasoning behind this, but this is correct atleast for the EasyShop Business Debit Card (MasterCard) that I got.
This photo is small and your profile picture will be less clear.
Facebook shows this warning message when you try to upload a 180/180px profile picture which is the recommended size.
By inspecting the image shown in the preview window you’ll notice it is stretched to 320px.
So the solution is to upload a 320/320px image, that works best.
HDFC Debit Card Transaction Dispute
Allow me to share my recent experience of a transaction dispute I had while using HDFC Bank Debit Card.
I purchased something of value Rs 3576/- and let the cashier swipe my card, they made a slight mistake, received a phone call on the landline telephone which was connected to the point-of-sale machine during payment & that somehow halted the process. As a result the print receipt was not generated. But I instantly got SMS confirmation of money being deducted from my account.
Now I have heard if the print receipt is not generated it does not count as a valid transaction so this seemed like a failed one but you can never be sure. But they let me take the goods in good faith. I left my contact details with them so that in case the payment fails I can come back & pay them.
An hour later after I have left the store I got a SMS saying the transaction has been reversed, meaning the merchant did not get paid. But when I checked my bank account online, the money was not back to me. Well that was confusing. I informed the merchant about this.
And then I registered a complaint with HDFC Customer Care. I received a complaint number. I was told to wait a few days. After 6 days I received an email clarifying the process. It said – the bank allows the merchant 16 days from the date of transaction to claim the payment. If no claim is made within that period then the amount will be credited back to my account after that.
I communicated the same to the store owner as well. They were not going to claim the payment. And then we waited.
And true to their words, HDFC sent the amount back to me after the end of 16 days. Next day I went back to the store & paid them.
Timeline of events:
Failed transaction date: 16th October
Complaint registered: 16th October
Received email clarifying the process: 22nd October
Received money back to my account: 1st November
So now you know if you’re in a similar situation then you just have to have patience and wait, atleast for 16 days.